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September 1, 2013 1 Comment

The below is general information only. The information is not legal advice, and should not be treated as such and is subject to the legal disclaimer. When it comes to... View Article

September 1, 2013 Leave your thoughts

Junk debt collectors sometimes will “park” a debt on your credit report. This means that the debt collector will report negative information about you to credit reporting agencies but take... View Article

September 1, 2013 Leave your thoughts

Junk debt buyers are collections agencies that purchase bad debt. The debt can be anything from an overlooked medical bill to a defaulted credit card. Junk debt is often called zombie debt. In many... View Article

September 1, 2013 Leave your thoughts

The FCRA does not expressly create a distinction between “hard” and “soft” credit inquiries. Rather, consumer reporting agencies classify every user’s request to see a consumer report as either a... View Article

September 1, 2013 Leave your thoughts
July 1, 2011 6 Comments